Fast & Easy ONLINE Application and Purchasing Process

Getting Started - Enrollment

THOMCO, the leading provider of insurance for the fitness industry, has a new General & Professional Liability insurance program designed specifically for YogaFit Instructors. The annual cost is only $165 for a $3 Million policy with $1 Million per occurrence. You can sign up on line by clicking the link below.

Before you begin, it's important that you take a moment to familiarize yourself with the program's eligibility guidelines, coverage limits and exclusions. To do so, please read the following terms.

The entire application process takes less than 5 minutes. Your policy along with any certificates of insurance that you order will be emailed to you immediately upon enrollment.

THOMCO

General & Professional Liability Insurance Summary of Terms & Conditions Eligibility

The THOMCO General & Professional Liability Program is designed to provide liability insurance for YogaFit Instructors classified as "independent contractors." This policy is for individuals only.


Costs

Annual cost for YogaFit Instructors is $165.

Note: Cost includes premiums for insurance and enrollment in the National Health Club Association Purchasing Group.


Special Requirements

All instructors and trainers must complete an application to obtain coverage. Items such as certification and experience are taken into consideration for approval. This program is not available in Canada or Puerto Rico.


Coverage

This policy will cover damages should you become legally obligated to pay for "bodily injury" and/or "property damage" caused by your negligence while engaging in a personal training session or group instruction. The company will have the right to defend you against any "suit" seeking such damages. However, the insurance company will have no duty to defend you against a claim that is not covered under the policy.


Policy Limits of Coverage

The annual aggregate limit of liability coverage is $3,000,000, with a per occurrence limit of $1,000,000.


Exclusions (Not Covered)

The following activities and/or operations are not included within the General & Professional Liability Program and are therefore not covered:

  • Supplements & Vitamins
  • Chiropractic Treatments
  • Trampoline
  • Gymnastics
  • Massage Therapy
  • Physical Therapy
  • Products You Manufacture
  • Cheerleading
  • Diet Guarantees
  • Medical Treatments
  • Disclosure

You hereby warrant, represent and confirm that, to the best of your knowledge, all information provided is complete, true, and correct.


THOMCO, as managing general underwriter for the insurance company, receives compensation from the insurance company in consideration for its performance of services that include, but are not limited to: underwriting, policy issuance, administrative functions, and claims handling. Additional compensation is received for administration of the National Health Club Association Purchasing Group to provide additional benefits and discounts unrelated to insurance for all participants in this program.


You understand the premium is not fully earned but the membership fee is fully earned. Return premium will be calculated on a short rate basis should you request your coverage to be canceled within the policy term. The membership fee is fully earned and will not be returned.


It is understood that intentional misrepresentation on the enrollment application may jeopardize coverage.


Further, you acknowledge that you have reviewed the exclusions and operations for which coverage is not provided.


Disclaimer

This is not a contract of insurance. For actual coverage wording including exclusions, policy terms and conditions, you will need to refer to your insurance policy.


Please be sure to have your Visa or MasterCard available for payment.


Have you read and accepted the Terms and Conditions above?